Muddybulldog

You’re just going to be doing, manually, what the CPU scheduler is doing automatically.

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Commodore ROM BASIC; 1980

Slackware 1.2. It was easier to install than Debian at the time.

There’s a difference between advocacy and evangelism.

Project much?

Interest deduction… meaning not 8% anymore. It doesn’t change the math, it changes the rate.

Not sure how zip code factors into “simple arithmetic” but you do you.

No, it’s not.

You’re rationale that 8% of 300,000 = 24,000 therefore $2,000/mo., by dumb luck, comes close at 8%.

• 12% of 300,00 = 36,000/12 = 3,000; actual is $3085/mo
• 8% of 300,000 = 24,000/12 = 2,000; actual is $2200/mo (not $2025)
• 4% of 300,000 = 12,000/12= 1,000; actual is $1432/mo
• 2% of 300,000 = 6,000/12 = 500; actual is $1108/mo
• 0% of 300,000 = 0/12 = 0; actual is $833/mo

It’s algebra, not arithmetic.

P = (r * A) / (1 - (1 + r)^(-n))

where:

• P is the monthly payment
• A is the loan amount
• r is the monthly interest rate (APR/12)
• n is the total number of payments

Daily. Pretty much all of my news, regardless of topic, of delivered via RSS. If’s fast, lightweight to search, and makes it really easy to see what topics are really trending hot.