All of my domains are .eu and are hosted in Europe and are under European GDPR rights.

One reason to use Matrix on your own server.

So, basically: Rotting flesh-eating zombie bees produce honey which few outside of a certain cultural milieu will ever find appetizing or acceptable? 😃

I use Pass since a few years. It has a wonderful package for Emacs, and great iOS apps with face ID for ease of use, and the DB can sync to your own private git server behind tailscale. If you have a server, I definitely suggest looking into it. You can check it out at https://www.passwordstore.org/