

These services usually have the ability to debit whatever your bill is, and then suddenly their system fucks up, or you get hacked and someone commits fraud, and before you know it a $5000 payment comes out of your account instead of the expected $30.00.
It’s better to have that set up on a credit card in case something happens and you get a much better chance to dispute it.






That’s definitely a UK/EU thing then. If you get a $5000 cellphone bill in NA because someone did long distance fraud and you have pre authorized debits set up, $5000 is coming out of your account in Canada and USA.
Edit: assuming you have 5k and or have overdraft on the account. Not sure what happens if you have less than 5k and no overdraft. Like I don’t know if it’d take you to $0, or fail and charge you a insufficient fund fee.