

For the most part I think both systems are pretty even to protecting the passwords that are on your actual machine. One pro that I can think of for vaultwarden is its less likely that malware would be able to find it since it runs on the browser. One con of this is however you have an additional attack vector that is the server vaultwarden is running on. Should an attacker gain access to that server they could easily replace vaultwarden with a malicious version and grab your password that way.



What would be the consequence if I was physically not able to return the money? Depending on that I will probably invest differently. I would probably be dumb and just ignore the money cause I thought it was a scam or something though.